Mortgages Loans
Introductions to International Property Financing
Mortgages Loans
Introductions to International Financing for Luxury Property Buyers
Financing property across borders can be intricate. Our role is to simplify the journey, introduce you to the right professionals, and ensure you feel supported throughout.
We do not act as a mortgage broker, loan originator, or lender. Instead, we connect clients with licensed, independent third‑party lenders and brokers in the UAE and the United States who specialise in international and non‑resident financing. They tailor your loan / Mortgage according to your terms.
How We Support You
We maintain a curated network of licensed lenders and mortgage specialists with experience across residential, commercial, and investment properties.
Where appropriate, we can introduce you to professionals who may be able to:
• Review applications in line with their own criteria and internal processes
• Explore lending options aligned with your circumstances
• Offer or propose lending solutions tailored to individual profiles
• Support both resident and non‑resident buyers
Our focus is on access, coordination, and clarity ensuring you are never navigating the process alone.
Types of Mortgage Loans We Can Introduce
All assessments, recommendations, and approvals are carried out solely by licensed lenders or intermediaries.
Residential Mortgages & Home Loans
-Apartments
-Villas
-Houses
• Income and affordability
• Credit profile
• Property value and location
• Lender‑specific eligibility criteria
Ideal for primary residences, second homes, and long‑term investment properties.
Commercial Property Loans
Structured for income‑producing or business‑use assets, including:
• Offices
• Retail units
• Hotels
• Warehouses
• Mixed‑use developments
Assessment often focuses on:
• Asset performance
• Rental income
• Business viability
• Projected returns
Suitable for investors expanding into commercial real estate.
Non‑Resident & International Buyer Financing
Tailored for buyers purchasing property in a country where they do not reside.
These solutions typically involve:
• Additional documentation
• Enhanced due‑diligence requirements
• Specific eligibility criteria for foreign nationals
• Varying loan‑to‑value ratios
Ideal for global buyers entering new markets.
Specialist & Short‑Term Lending Options
Bridge Loans
Short‑term financing used to bridge a funding gap — for example:
• Purchasing before selling another asset
• Securing a property while arranging long‑term finance
Favoured for time‑sensitive acquisitions.
Hard Money Loans
Asset‑backed loans are secured primarily against property value rather than income.
Often used for:
• Rapid purchases
• Development projects
• Renovation or repositioning strategies
Short‑term and asset‑focused.
Private Loans
Financing provided by private lenders offering bespoke structures and flexible underwriting.
Dependent on jurisdiction and lender policy.
Tailored Lending Solutions
Through our network, clients may be introduced to professionals who can offer or propose lending
solutions tailored to:
• Income structure
• Residency status
• Asset base
• Investment objectives
• Corporate or trust ownership structures
All tailoring, assessment, and approval are the responsibility of the licensed lender or intermediary.
All advice, recommendations, and approvals are the responsibility of the appointed lender, broker, or advisor.
Ready to Start Your Property Journey?
Let’s discuss your goals in a free 15-minute discovery call.
👉 Book a Consultation
📧 info@addresspartnersrealestate.com